4/17/2024 0 Comments Part abcd medicareTalk to your doctor or other health care provider about why you need certain services or supplies.Nursing home care (inpatient care in a skilled nursing facility that’s not custodial or long-term care)Ģ ways to find out if Medicare covers what you need.Some services may only be covered in certain facilities or for patients with certain conditions. But, your plan must give you at least the same coverage as Original Medicare. Ready to sign up for a Blue Cross Medicare plan? Explore our plan options.If you're in a Medicare Advantage Plan or other Medicare plan, your plan may have different rules. We have several different Medicare supplement plans, including Plans A, C, D, F, HD-F, G, HD-G and N, so you can be sure to find the right one for your unique situation. We offer a Dental Vision Hearing Package as an add-on with our Blue Cross ® Medicare Supplement plans. That's why people often pair these plans with one of our Part D plans.Īlso, while Original Medicare covers some dental, vision and hearing services, routine care isn't covered with a supplement plan. Keep in mind that Medicare supplement plans don't cover prescription drugs. In return, the plan pays most of your out-of-pocket costs. Here's how it works: You pay a monthly premium for your Medicare supplement plan. Instead, Medicare supplement plans help pay the share of the costs you're responsible for with Original Medicare. However, they don't work like most health insurance plans. Medicare supplement plans, sometimes called Medigap, are another Medicare plan option you buy through private insurance companies, like Blue Cross. Learn more about Part D plans we offer at BCBSM. You may have to pay a penalty for each month you lack drug coverage, or have drug coverage that doesn't meet certain standards. Keep in mind you can't pair this plan type with Medicare Advantage plans.ĭon't go without Part D prescription drug coverage. Some people pair Part D plans with a type of insurance called Medigap, also known as Medicare supplement. Or, you can pair it with a Medicare plan that doesn't offer prescription drug coverage. You can buy a Part D plan and pair it with Original Medicare. It's an optional plan you can buy through private insurance companies, like Blue Cross Blue Shield of Michigan.ĭepending on the plan you choose, it can cover some generic, brand-name and specialty drugs. Our plans include all-in-one dental coverage including crowns, fillings, extractions and other restorative services. Medicare Advantage plans also usually include prescription drug, dental, vision and hearing coverage.Īt Blue Cross Blue Shield of Michigan, we offer comprehensive Medicare Advantage plans at an affordable price. They usually cover more of the costs you'd pay out of pocket with Medicare Parts A and B. Part C plans put a limit on what you pay out of pocket in a given year, too. These plans package Parts A and B together and offer more coverage. Medicare Advantage, or Part C, is only available through private health insurance companies, like Blue Cross Blue Shield of Michigan. Together, Parts A and B make up Original Medicare, which is a program run by the federal government. This includes doctor visits and outpatient procedures, as well as preventive care, like flu shots. Part B helps pay for medical costs outside the hospital.It can also help cover the cost of hospice, home health care and skilled nursing facilities. This can include paying for a hospital room, meals and nursing care.
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